Financial Planning for 3M Career & Retirement Transitions

Make the Most of Your Benefits When It Matters Most

Understand Your Options

Optimize Your Accounts

Move Forward with Confidence

Facing a Transition? Let’s Help Make Sure Nothing Falls Through the Cracks

Whether you're preparing for retirement or planning your next career step, a transition from 3M comes with important financial decisions. You may:

  • Be unsure how to coordinate your 401(k) and retirement income account

  • Wonder what to do with your 3M stock from the GESPP

  • Feel overwhelmed by healthcare options like COBRA, Medicare, or private plans

  • Need clarity on how to use your HSA or FSA effectively

  • Want to avoid costly tax surprises or missed deadlines

You don’t have to figure it out alone. Our Claremont, CA-based team works with 3M employees across California and nationwide to clarify your choices and help you move forward.

Build a Plan Around What’s Next

Clarify Your Benefits

Know what you have—from retirement accounts to health and stock options—and how to make the most of each.

Create Your Strategy

Model different scenarios around income, taxes, and timelines to help ensure your plan works, whether you're retiring or seeking a new role.

Move Forward with Confidence

Feel equipped for your next chapter—financially and personally—with a strategy built around your goals.

What Evermont Means for You

At Evermont Wealth, we specialize in helping professionals navigate pivotal career transitions. For 3M employees, that means guidance to help turn uncertainty into opportunity by aligning your workplace benefits with your long-term goals. We’ll help you:

  • Understand how to manage your 401(k), retirement income account, and general employee stock purchase plan

  • Coordinate retirement income streams and tax strategy

  • Evaluate COBRA, Medicare, or marketplace coverage

  • Use your health savings account or flexible spending account wisely

  • Build a confident retirement or career transition plan

We are a fiduciary, fee-only Registered Investment Advisor, meaning your goals and needs come first. Always.

 Our Services Include:

Retirement Planning

Career Transitions

Benefits Optimization

Tax Strategy

Investment Management

Cash Flow & Income Planning

Insurance Review

Legacy & Estate Planning

The Plan

  • Step 1

    Schedule a 30-minute phone call to explore your situation.

  • Step 2

    Meet virtually or in our Claremont office to walk through your options.

  • Step 3

    Sign the engagement to put your personalized plan into action.

Are We a Match?

We may be a good fit if you:

  • Are a 3M employee or former employee planning your next chapter

  • Want comprehensive financial guidance through a career or retirement transition

  • Prefer working with a fiduciary advisor with expertise in your benefits

 

Take the First Step—Schedule a Call!

Ready to turn your 3M benefits into a confident next step? Let’s create a plan to guide your transition.

 

Transition Checklist: Know What to Do Next

Don’t leave your benefits on the table! Download our free checklist to make sure you cover every critical decision after leaving 3M.