
Financial Planning for 3M Career & Retirement Transitions
Make the Most of Your Benefits When It Matters Most

Understand Your Options
Optimize Your Accounts
Move Forward with Confidence
Facing a Transition? Let’s Help Make Sure Nothing Falls Through the Cracks
Whether you're preparing for retirement or planning your next career step, a transition from 3M comes with important financial decisions. You may:
Be unsure how to coordinate your 401(k) and retirement income account
Wonder what to do with your 3M stock from the GESPP
Feel overwhelmed by healthcare options like COBRA, Medicare, or private plans
Need clarity on how to use your HSA or FSA effectively
Want to avoid costly tax surprises or missed deadlines
You don’t have to figure it out alone. Our Claremont, CA-based team works with 3M employees across California and nationwide to clarify your choices and help you move forward.
Build a Plan Around What’s Next
Clarify Your Benefits
Know what you have—from retirement accounts to health and stock options—and how to make the most of each.
Create Your Strategy
Model different scenarios around income, taxes, and timelines to help ensure your plan works, whether you're retiring or seeking a new role.
Move Forward with Confidence
Feel equipped for your next chapter—financially and personally—with a strategy built around your goals.
What Evermont Means for You
At Evermont Wealth, we specialize in helping professionals navigate pivotal career transitions. For 3M employees, that means guidance to help turn uncertainty into opportunity by aligning your workplace benefits with your long-term goals. We’ll help you:
Understand how to manage your 401(k), retirement income account, and general employee stock purchase plan
Coordinate retirement income streams and tax strategy
Evaluate COBRA, Medicare, or marketplace coverage
Use your health savings account or flexible spending account wisely
Build a confident retirement or career transition plan
We are a fiduciary, fee-only Registered Investment Advisor, meaning your goals and needs come first. Always.
Our Services Include:
Retirement Planning
Career Transitions
Benefits Optimization
Tax Strategy
Investment Management
Cash Flow & Income Planning
Insurance Review
Legacy & Estate Planning
The Plan
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Step 1
Schedule a 30-minute phone call to explore your situation.
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Step 2
Meet virtually or in our Claremont office to walk through your options.
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Step 3
Sign the engagement to put your personalized plan into action.
Are We a Match?
We may be a good fit if you:
Are a 3M employee or former employee planning your next chapter
Want comprehensive financial guidance through a career or retirement transition
Prefer working with a fiduciary advisor with expertise in your benefits
Take the First Step—Schedule a Call!
Ready to turn your 3M benefits into a confident next step? Let’s create a plan to guide your transition.
Transition Checklist: Know What to Do Next
Don’t leave your benefits on the table! Download our free checklist to make sure you cover every critical decision after leaving 3M.